.Union Money Minister Nirmala Sitharaman3 min reviewed Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman revealed that the government strives to open up over 30 thousand brand-new PMJDY accounts in the course of 2024-25.Briefing press reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 million Jan-Dhan accounts have been opened given that the system's launch a decade back, with a cumulative deposit balance of Rs 2.3 trillion.The common remainder every profile has enhanced from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Approximately 80 per cent of these profiles are currently energetic." PMJDY has actually participated in an important part during the global, especially for females," stated Sitharaman.Despite the allocation for no equilibrium and also the absence of a minimal harmony criteria, simply 8.4 percent of the accounts preserve a no balance. The program has actually been specifically helpful in non-urban and semi-urban areas, where 66.6 per cent of the profiles are located.Since August 14, 2024, females account holders represent 55.6 per cent of the overall profiles, amounting to 295.6 thousand profiles, according to the Administrative agency of Financing.
Presently, 99.95 per cent of all occupied villages have banking facilities available within a 5-kilometre distance by means of numerous touchpoints, including financial institution branches, automated bank clerk machines, banking correspondents, and India Article Repayments Bank.Since August 14, 2024, there more than 1.73 billion surgical CASA (current account money market account) accounts in the country, consisting of more than 530 million operative PMJDY accounts.Relating to social security plans, Sitharaman highlighted that over 200 thousand collective enrolments have actually offered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.In addition, over 450 million increasing enrolments have actually delivered one-year accidental cover of Rs 2 lakh (for fatality or even long-term total special needs) as well as Rs 1 lakh (for long-lasting partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs twenty per year.The Atal Pension account Yojana has actually signed up over 68 thousand clients.In regards to credit-linked plans, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 million cumulative lendings amounting to Rs 29.93 mountain (since July 12, 2024) have been sanctioned to offer collateral-free institutional financing to mini and also small business systems up to Rs 10 lakh for income-generating tasks.Under the Stand India Program, 236,000 advancing financings amounting to Rs 53,609 crore (since July 15, 2024) have been actually allowed to Booked Caste, Scheduled People, as well as women business people for setting up greenfield ventures.In addition, the Pradhan Mantri SVANidhi scheme has accredited financings worth Rs 12,630 crore to 6.52 million road merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing deposit difference of Rs 2.3 trillion.u00b7 There are over 1.73 billion important CASA accounts.u00b7 Females account owners comprise 55.6% of complete accounts.Initial Released: Aug 27 2024|9:37 PM IST.